Droit De La Consommation

A debt write-off through personal recovery wipes out debts when there is no way out. With or without court liquidation, conditions, debts that survive, the 5-year FICP listing, court challenges and free help.

The debt limitation period sets how long a creditor has to act: 1 year for phone bills, 2 years between a business and a consumer, 3 years for rent, 5 years in general, 10 years for a judgment. What stops the clock and how to rely on it.